Other Disability Claims
Long term disability insurance is secured on an individual basis or through an employer. Long term disability insurance benefits provide you with a percentage of your employment income if you suffer sickness or debilitating injury and cannot work for an extended period of time. Often, disability insurance replaces between 40 to 60 percent of an individual's gross income, tax-free.
Most common disability insurance policies require a 90-day waiting period from the onset of the disability before the individual can apply for benefits. A shorter waiting period can be established if the person insured is willing to accept higher premiums. Long term disability insurance can act as an income supplement even in cases in which the individual's sickness or injury did not result from a job-related incident.
If you or a loved one has suffered an injury or illness that prevents you from working, call VanDerGinst Law at 1-866-843-7367 or click here for a FREE online case evaluation. The initial consultation is free of charge. If we agree to handle your injury case, we will work on a contingency fee basis, which means we get paid for our services only if, and when, there is a money recovery for you. In many cases a lawsuit must be filed before an applicable expiration date, known as a statute of limitations. So please call right away to ensure that you do not waive your right to possible compensation.
